Huishang Bank will achieve net profit of 11.785 billion yuan in 2021. The non-performing property rate will rise to 3.19%

2022-07-02 0 By

China net finance on April 7 – recently, Huishang Bank announced 2021 annual report.During the reporting period, the bank achieved operating revenue of 35.514 billion yuan, up 9.98% year on year;Net profit of 11.785 billion yuan, up 18.79% year on year;Net profit attributable to shareholders of the bank was 11.460 billion yuan, up 19.75% year on year.During the reporting period, the average return on total assets (ROA), average return on net assets (ROE), net interest margin and net interest rate of Huishang Bank were 0.89%, 12.33%, 1.98% and 2.20% respectively.Compared with that at the end of 2020, respectively, it increased by 0.06 percentage points, decreased by 0.61 percentage points, decreased by 0.19 percentage points, and decreased by 0.22 percentage points.As for the scale of assets and liabilities, by the end of the report, the total assets of Huishang Bank were 1,383.662 billion yuan, an increase of 8.80% compared with the end of the previous year;Of this amount, customer loans and advances totaled 654.795 billion yuan, up 14.28% from the end of the previous year.Total liabilities totaled 1,272.146 billion yuan, an increase of 9.10% over the previous year;Among them, customer deposits totaled 768.668 billion yuan, up 7.81% from the end of last year.In terms of asset quality, by the end of the report, the non-performing loan balance of Huishang Bank was 11.66 billion yuan, an increase of 302 million yuan compared with the end of the previous year.The non-performing loan ratio was 1.78%, 0.20 percentage points lower than that at the end of the previous year.The non-performing loan ratio of the real estate industry was 3.19%, 3.12 percentage points higher than that at the end of the previous year.The provision coverage rate was 239.74%, up 57.84 percentage points from the end of last year.In terms of capital, by the end of the report, huishang Bank’s core tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio and capital adequacy ratio were 8.45%, 9.54% and 12.23% respectively, up 0.41 percentage points, down 0.35 percentage points and up 0.11 percentage points respectively compared with the end of the previous year.(Responsible Editor: Yi Wei)